#LifeTimeInsurance - Vehicle Insurance break down structure

Is it time to provide life time insurance for vehicle's for 15 year's or for the prescribed number of year's as basic coverage premium?

Vehicle (s) life time insurance

Vehicle's mobility insurance

Vehicle(s) Travel risk coverage insurance for self and allowed passengers count

Vehicle(s) third party insurance coverage

and so on...

All of the above being associated with separate or individual account numbers and linked with one overall account of the subscriber.  The details of each vehicle covered are included in the overall policy or insurance scheme.

The provider's should adopt the following illities

Availability

Upgrades

Portable

Transferable to family members or in case of sale

Coverage cover flexibilities

What do we think or say about this idea?