eCheque or DD Leaves that are downloadable at Will or Printed at home by customers

Please allow the customers to download cheque leafs or print on demand, online, from their login, using OTP, captcha, Aadhaar OTP or IIN OTP to ensure that the cheque leafs are downloaded on demand or printed as they require. This reduces costs to banks, as they don't have to print and courier the cheque books.

The cheque leafs or DD can include their aadhaar or IiN as bar code, or IIN, Phone number, email ID, PAN numbers in each cheque leaf or DD imprinted on it as QR code for security.  This ensures the customers can print DD or cheque leafs at their home using their net banking login details or profile. 

The cheque leaf or DD that is printed online by customers could be Mandated to included the receivers pan, IIN, email id and phone number on it as Q code. This can be Mandated by RBI rules. The Account holders IIN, PAN, email ID, phone number would also have to be imprinted on it as QR code. 

What do we think or say about this idea?